At a glance

  • 5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • 2% Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
$1,200 cash bonus
Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months.
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$150
  • Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months
  • Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions

At a glance

  • 5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • 2% Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
$1,200 cash bonus
Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months.
N/A
N/A
N/A
N/A
N/A
N/A
$150
  • Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months
  • Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
  • Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
  • Get your $150 annual fee refunded every year you spend at least $150,000
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Add employee cards for free, and earn unlimited 2% cash back from their purchases
  • $150 annual fee
  • Spark Cash Plus has no APR because your balance is due in full every month
Apply now for Capital One Spark Cash Plus at Capital One's secure site Terms & restrictions apply. See rates & fees

Our Take

TPG Editor's Rating

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3/5

Overview

Pros

Cons

Who is this card good for?

Earning Rewards