Best business gas cards of December 2023
Gas is a common expense for many businesses, which is why you should consider adding one of our top picks for the best business credit cards for gas to your wallet. If you (or your employees) frequently need to fill up at the pump, these cards are a great way for small businesses to maximize the spending they’re already doing.
The cards that we have selected on this list can help small businesses work towards their financial goals, whether that is accumulating points and miles or earning cash back. There are many ways to earn every time you fill up, and we want you to get the best return on your purchases. Consider adding one of these best business credit cards for gas to your business wallet.
- 5% Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- 2% Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% Earn 1% cash back on all other card purchases with no limit to the amount you can earn
Why We Chose It
The Ink Business Cash Credit Card is a solid no-annual-fee business card. You’ll earn 2% cash back at gas stations and restaurants (up to $25,000 in combined purchases each year). The card also provides 5% cash back on office supplies and telecommunication purchases (up to $25,000 in combined purchases each year) and then 1% back on all other purchases. It offers an introductory APR for purchases, and if you apply today, you can earn a welcome bonus of $900 cash back after you spend $6,000 on purchases in the first 3 months after account opening. But where the card really shines is when you have a premium Chase Ultimate Rewards card. That’s because the cash-back on the Ink Cash can be transferred to a card that earns fully transferable Ultimate Rewards points, potentially doubling the value of its welcome bonus. Read more about the Ink Business Cash Credit Card here.
Pros
- Lucrative sign-up bonus.
- No annual fee.
- Introductory 0% APR for purchases.
- Bonus earning categories.
- Compatible with Chase Ultimate Rewards.
Cons
- Subject to Chase’s 5/24 rules.
- Spending cap on bonus earning.
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Why We Chose It
The Ink Business Cash Credit Card is a solid no-annual-fee business card. You’ll earn 2% cash back at gas stations and restaurants (up to $25,000 in combined purchases each year). The card also provides 5% cash back on office supplies and telecommunication purchases (up to $25,000 in combined purchases each year) and then 1% back on all other purchases. It offers an introductory APR for purchases, and if you apply today, you can earn a welcome bonus of $900 cash back after you spend $6,000 on purchases in the first 3 months after account opening. But where the card really shines is when you have a premium Chase Ultimate Rewards card. That’s because the cash-back on the Ink Cash can be transferred to a card that earns fully transferable Ultimate Rewards points, potentially doubling the value of its welcome bonus. Read more about the Ink Business Cash Credit Card here.
Pros
- Lucrative sign-up bonus.
- No annual fee.
- Introductory 0% APR for purchases.
- Bonus earning categories.
- Compatible with Chase Ultimate Rewards.
Cons
- Subject to Chase’s 5/24 rules.
- Spending cap on bonus earning.
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Pros
- Lucrative sign-up bonus.
- No annual fee.
- Introductory 0% APR for purchases.
- Bonus earning categories.
- Compatible with Chase Ultimate Rewards.
Cons
- Subject to Chase’s 5/24 rules.
- Spending cap on bonus earning.
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
- 5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- 2% Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
Why We Chose It
The Capital One Spark Cash Plus is a great business card for business owners looking for simplicity. All purchases, including gas stations, earn 2% cash back, a higher than normal earning rate for a cash-back card. In addition, the card offers unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. The Spark Cash Plus also offers no foreign transaction fees, which makes it a great pick for business travelers. It does come with a $150 annual fee, but if your business spends a lot every year, this card may be a good fit for you. Read more about the Capital One Spark Cash Plus here.
Pros
- Unlimited 2% cash back.
- No foreign transaction fees.
Cons
- Annual fee.
- Full balance must be paid off monthly.
- Minimal bonus earning categories.
- Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months
- Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
- Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
- Get your $150 annual fee refunded every year you spend at least $150,000
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Add employee cards for free, and earn unlimited 2% cash back from their purchases
- $150 annual fee
- Spark Cash Plus has no APR because your balance is due in full every month
Why We Chose It
The Capital One Spark Cash Plus is a great business card for business owners looking for simplicity. All purchases, including gas stations, earn 2% cash back, a higher than normal earning rate for a cash-back card. In addition, the card offers unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. The Spark Cash Plus also offers no foreign transaction fees, which makes it a great pick for business travelers. It does come with a $150 annual fee, but if your business spends a lot every year, this card may be a good fit for you. Read more about the Capital One Spark Cash Plus here.
Pros
- Unlimited 2% cash back.
- No foreign transaction fees.
Cons
- Annual fee.
- Full balance must be paid off monthly.
- Minimal bonus earning categories.
- Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months
- Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
- Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
- Get your $150 annual fee refunded every year you spend at least $150,000
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Add employee cards for free, and earn unlimited 2% cash back from their purchases
- $150 annual fee
- Spark Cash Plus has no APR because your balance is due in full every month
Pros
- Unlimited 2% cash back.
- No foreign transaction fees.
Cons
- Annual fee.
- Full balance must be paid off monthly.
- Minimal bonus earning categories.
- Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months
- Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
- Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
- Get your $150 annual fee refunded every year you spend at least $150,000
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Add employee cards for free, and earn unlimited 2% cash back from their purchases
- $150 annual fee
- Spark Cash Plus has no APR because your balance is due in full every month
- 4% 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
- 3% 3% cash back on restaurants and eligible travel purchases
- 2% 2% cash back on all other purchases from Costco and Costco.com
- 1% 1% cash back on all other purchases
Why We Chose It
The Costco Anywhere Visa Business Card mimics the consumer version with no annual fee and a strong earning rate on Costco and everyday purchases. However, the benefit of carrying a business card is that you get to separate your business and personal expenses, making it easier to keep your finances in check.
Pros
- Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year (then 1% thereafter); 3% cash back on restaurants and travel; 2% cash back on Costco purchases; 1% on everything else.
- Purchase protection
- Extended warranty
- No annual fee
Cons
- No sign-up bonus offered.
- You can only redeem your cash back once per year in February.
- A Costco membership is required to apply.
- Discover the only business credit card designed exclusively for Costco members
- 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- Whether you're traveling for business or pleasure, enjoy no foreign transaction fees on purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
Why We Chose It
The Costco Anywhere Visa Business Card mimics the consumer version with no annual fee and a strong earning rate on Costco and everyday purchases. However, the benefit of carrying a business card is that you get to separate your business and personal expenses, making it easier to keep your finances in check.
Pros
- Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year (then 1% thereafter); 3% cash back on restaurants and travel; 2% cash back on Costco purchases; 1% on everything else.
- Purchase protection
- Extended warranty
- No annual fee
Cons
- No sign-up bonus offered.
- You can only redeem your cash back once per year in February.
- A Costco membership is required to apply.
- Discover the only business credit card designed exclusively for Costco members
- 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- Whether you're traveling for business or pleasure, enjoy no foreign transaction fees on purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
Pros
- Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year (then 1% thereafter); 3% cash back on restaurants and travel; 2% cash back on Costco purchases; 1% on everything else.
- Purchase protection
- Extended warranty
- No annual fee
Cons
- No sign-up bonus offered.
- You can only redeem your cash back once per year in February.
- A Costco membership is required to apply.
- Discover the only business credit card designed exclusively for Costco members
- 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- Whether you're traveling for business or pleasure, enjoy no foreign transaction fees on purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
- 3% 3% cash back in the category of your choice (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter)
- 2% 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter)
- 1% 1% cash back on all other purchases
Why We Chose It
The Bank of America Business Advantage Customized Cash Rewards card is a great cash-back option for smaller businesses. Cardholders get unlimited 1% cash back on all purchases but 2% cash back on dining and 3% on a category of their choice, which includes gas stations and EV charging stations, all for no annual fee. Bonus earning rates are applicable for up to $50,000 in combined spending in a calendar year — though if you’re a Bank of America Preferred Rewards for Business Program member, you can enjoy up to 75% more rewards on all purchases. In addition, the card offers an introductory APR on new purchases and a sign-up bonus, though since the card imposes foreign transaction fees, it may not be the best choice for international business travelers. Read more about the Bank of America Business Advantage Customized Cash card here.
Pros
- Introductory APR for purchases.
- Bonus earning categories.
- Bonus multiplier for Preferred Rewards members.
- No annual fee.
Cons
- Excellent credit is needed for approval.
- Spending cap on bonus earning.
- Foreign transaction fees.
- Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
- Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
- You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
- No annual fee.
- Choose how to redeem your cash rewards-as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
- To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Why We Chose It
The Bank of America Business Advantage Customized Cash Rewards card is a great cash-back option for smaller businesses. Cardholders get unlimited 1% cash back on all purchases but 2% cash back on dining and 3% on a category of their choice, which includes gas stations and EV charging stations, all for no annual fee. Bonus earning rates are applicable for up to $50,000 in combined spending in a calendar year — though if you’re a Bank of America Preferred Rewards for Business Program member, you can enjoy up to 75% more rewards on all purchases. In addition, the card offers an introductory APR on new purchases and a sign-up bonus, though since the card imposes foreign transaction fees, it may not be the best choice for international business travelers. Read more about the Bank of America Business Advantage Customized Cash card here.
Pros
- Introductory APR for purchases.
- Bonus earning categories.
- Bonus multiplier for Preferred Rewards members.
- No annual fee.
Cons
- Excellent credit is needed for approval.
- Spending cap on bonus earning.
- Foreign transaction fees.
- Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
- Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
- You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
- No annual fee.
- Choose how to redeem your cash rewards-as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
- To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- Introductory APR for purchases.
- Bonus earning categories.
- Bonus multiplier for Preferred Rewards members.
- No annual fee.
Cons
- Excellent credit is needed for approval.
- Spending cap on bonus earning.
- Foreign transaction fees.
- Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
- Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
- You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
- No annual fee.
- Choose how to redeem your cash rewards-as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
- To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
- 4X Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
- 3X Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
- 1x 1X is earned for other purchases. **
Why We Chose It
The American Express Business Gold card is a great choice for businesses looking for solid rewards. The card earns 4 Membership Rewards points per dollar spent on your top two spending categories each billing cycle, a list that includes gas stations (up to $150,000 in combined purchases every calendar year), 3 points per dollar on flights and prepaid hotels booked through AmexTravel.com, and 1 point per dollar on all other purchases. American Express Membership Rewards points are transferable to 18 airlines and three hotel transfer partners, but if you use your points for a flight with Amex Travel. The Amex Business Gold card is not for everyone with its hefty $295 annual fee($375 if application is received on or after 2/1/24), but it can be a good fit for a high-spending small business looking for flexible rewards. Read more about the American Express Business Gold Card here.
Pros
- Earns American Express Membership Rewards points.
- Flexible redemption options.
- Bonus earning rates.
- High welcome bonus.
Cons
- High annual fee.
- Less appropriate for lower-spending businesses.
- Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.
- Your Card - Your Choice. Now choose from Gold or Rose Gold.
- *Terms Apply
- See Rates & Fees
Why We Chose It
The American Express Business Gold card is a great choice for businesses looking for solid rewards. The card earns 4 Membership Rewards points per dollar spent on your top two spending categories each billing cycle, a list that includes gas stations (up to $150,000 in combined purchases every calendar year), 3 points per dollar on flights and prepaid hotels booked through AmexTravel.com, and 1 point per dollar on all other purchases. American Express Membership Rewards points are transferable to 18 airlines and three hotel transfer partners, but if you use your points for a flight with Amex Travel. The Amex Business Gold card is not for everyone with its hefty $295 annual fee($375 if application is received on or after 2/1/24), but it can be a good fit for a high-spending small business looking for flexible rewards. Read more about the American Express Business Gold Card here.
Pros
- Earns American Express Membership Rewards points.
- Flexible redemption options.
- Bonus earning rates.
- High welcome bonus.
Cons
- High annual fee.
- Less appropriate for lower-spending businesses.
- Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.
- Your Card - Your Choice. Now choose from Gold or Rose Gold.
- *Terms Apply
- See Rates & Fees
Pros
- Earns American Express Membership Rewards points.
- Flexible redemption options.
- Bonus earning rates.
- High welcome bonus.
Cons
- High annual fee.
- Less appropriate for lower-spending businesses.
- Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.
- Your Card - Your Choice. Now choose from Gold or Rose Gold.
- *Terms Apply
- See Rates & Fees
- 2X Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners
- 1X 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter
Why We Chose It
The Blue Business Plus Credit Card is a great card for business owners looking for reward earning without a high annual fee. The card earns 2 American Express Membership Rewards points per dollar spent on all purchases, up to $50,000 in annual spending, then 1 point per dollar. Based on creditworthiness, new card members can also qualify for an introductory APR on new purchases. The Blue Business Plus does impose foreign transaction fees, so there may be better options for international business travelers. Read more about the Blue Business Preferred Card here.
Pros
- Transfer partners.
- No annual fee.
- Flat-rate earning on all purchases.
- Introductory APR.
Cons
- Foreign transaction fees.
- Cap on bonus earning.
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- No Annual Fee
- Terms Apply
Why We Chose It
The Blue Business Plus Credit Card is a great card for business owners looking for reward earning without a high annual fee. The card earns 2 American Express Membership Rewards points per dollar spent on all purchases, up to $50,000 in annual spending, then 1 point per dollar. Based on creditworthiness, new card members can also qualify for an introductory APR on new purchases. The Blue Business Plus does impose foreign transaction fees, so there may be better options for international business travelers. Read more about the Blue Business Preferred Card here.
Pros
- Transfer partners.
- No annual fee.
- Flat-rate earning on all purchases.
- Introductory APR.
Cons
- Foreign transaction fees.
- Cap on bonus earning.
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- No Annual Fee
- Terms Apply
Pros
- Transfer partners.
- No annual fee.
- Flat-rate earning on all purchases.
- Introductory APR.
Cons
- Foreign transaction fees.
- Cap on bonus earning.
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- No Annual Fee
- Terms Apply
Comparing the best of the business gas cards
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| Credit card | Best for | Intro offer | Earning Rate | Annual Fee | |
| Best for Chase Ultimate Rewards |
$900
|
1 - 5% cash-back
1 - 5% cash-back
details
|
$0 | ||
| Best for Bank of America Preferred Reward Members |
$300
|
1 - 3% cash-back
1 - 3% cash-back
details
|
$0 | ||
| Best for unlimited flat-rate earning |
$ 1,200
cash bonus |
5% cash-back
5% cash-back
details
|
$150 | ||
| Best for rewards earning |
Earn 70,000
points |
1 - 4X points
1 - 4X points
details
|
$295
($375 if application is received on or after 2/1/24) |
||
| Best for no annual fee reward earning |
15,000
Membership Rewards® points |
1 - 2X points
1 - 2X points
details
|
No
annual fee |
More details on our best business gas credit cards
What is the best business gas card?
Gas expenses can add up quickly, especially if your business requires a lot of driving and traveling. For some businesses, getting a business gas card can be a great way to earn cash-back or reward points on a business expense. The cards above were chosen for their high earnings at gas stations, but only you can decide the best card for your business spending needs.
A card like the Capital One Spark Cash Plus may be a great fit for a business that has extensive purchases of both gas and other items throughout the year, thanks to its unlimited 2% cash-back rate. This card is also ideal if you don’t want to worry about travel rewards and instead are looking for cash back to reinvest in your operations.
Related: From 13 credit cards to just 1: Why this small business loves the Capital One Spark Cash Plus card
However, a smaller business with lower spending may find the Blue Business Plus a better fit with its no annual fee, and 2 points per dollar earning rate on the first $50,000 in purchases (then 1 point thereafter). These rewards can also help unlock free travel.
Do I need a business credit card for gas?
This depends on you. Is gas a primary expense for your business? If not, you can skip getting a business card specifically for gas and continue with your existing business credit card portfolio. If the bulk of your business expenses is gas, getting a business credit card that earns high rates at the gas station is definitely a great idea.
Note that many of the above cards also allow you to add authorized user cards for no additional fee. This can be especially valuable for businesses with employees who frequently travel — like sales representatives visiting clients in a large territory or delivery drivers who take your goods to customers. Just be aware that you’re responsible for any purchases on these cards as the primary cardholder.